The convenience of being able to go online on either your computer or mobile device for banking is undeniable. Especially on mobile devices.

I remember having to double-check my bank account and make sure I sent all my bills (by snail mail) before out-of-town trips. I don’t do that at all anymore. If I need to, I pay my bills on my phone while I’m waiting for my flight or whatever.

So far it’s been really easy to access accounts, but that may change with the recent hack into Citibank. In fact, the hack calls into question the security of online banking in general.

This is sketchy…ABC News reported that online banking hackers are getting so sophisticated that they’re now ahead of the bank security measures.

I guess that’s obvious given Citibank’s breach, and also alarming. Supposedly hackers got into over 200,000 of Citibank’s accounts, not getting to vital information such as social security numbers, birth dates and card security codes but getting in nonetheless.

According to Reuters, the banking industry has put off implementing tighter security measures for the last few years because of cost and inconvenience to customers. Well, I’m fine if they want to rethink that now.

Okay, the extras steps are a little inconvenient. My primary bank always requires an extra code I need to put in. But I’m fine with it. I’m not fine with someone hacking into my bank account.

Not too long ago I had someone get my bank account number after buying something online. They charged a bunch of weird stuff and my bank called me and took care of it.

Everything turned out fine, but it was still unsettling. So if the banking industry starts making us all jump through a few extra hoops, I for one am fine with it.